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The cost of car insurance can vary considerably. And while your personal details will help dictate your premium, your vehicle’s insurance group is just as important in determining whether you can get a cheap car insurance quote. This article covers insurance group 9.
Car insurance group 9 contains affordable cars to insure. These are mostly small and medium hatchbacks, SUVs and family cars, such as the following:
| Factor | Description |
|---|---|
| Engine size | Group 9 cars have small to medium petrol engines between 1-1.5 litres. This keeps insurance costs relatively low compared to larger engines. |
| Repair costs | Cheap, readily available parts plus more basic construction means group 9 cars don’t cost too much to repair. This reduces premiums. |
| Safety features | Most group 9 models offer core safety equipment such as airbags and ABS brakes. Less technology lowers associated risk and premiums. |
| Performance | Group 9 cars are not high-performance models, keeping premiums affordable. |
| Threat of theft | Small and medium cars hold little appeal for thieves compared to luxury vehicles. However, some popular models, such as the Volkswagen Golf, have been targeted in the past. |
| Driver profile | Insurers associate group 9 cars with young and new drivers. Premiums are lower for older motorists. |
Group 9 cars are best suited for:
You can find your car’s insurance group by entering its make, model and registration year into a free car insurance group checker.
Your insurer can confirm the group your car falls into as well. Knowing your insurance group assists in comparing premium quotes, since higher groups typically have more expensive premiums.
It’s important to note that insurance groups are continually reassessed and can change over time. For instance, the Mini Cooper moved from insurance group 2 to group 3 in 2022 based on the latest risk factors. So always verify your car’s current group when renewing your policy to get precise quotes.
In summary, group 9 cars offer an ideal balance of affordability and practicality for drivers who want inexpensive insurance and low ownership costs.
