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Compare Citroen car insurance in the UK

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How much does it cost to insure a Citroen?

Annual Citroen insurance premiums typically range from £475 to more than £900, depending on several factors. Rates for classic models such as the DS tend to run higher.

Specific variables that increase Citroen insurance rates include the following:

  • Engine size: Vehicles with larger engines have higher premiums than cars with smaller motors
  • Performance versions: DS and sportier models are more expensive to insure than standard editions
  • No-claims discount (NCD): Policies without NCDs have higher premiums. Multi-year NCDs provide savings
  • Driver age: Under-25s pay the most, while over-25s with experience pay less
  • Location: Urban areas are more expensive than rural spots. Parking also matters
  • Security: Discounts offered for alarms, immobilisers and garaging
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What factors determine Citroen insurance cost?

In calculating premiums, insurers mainly examine:

Driving record

Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.

Vehicle use

Policies for daily-driver Citroens cost more than those covering occasional recreational use. Mileage also impacts premiums.

Vehicle security

Insurers offer discounts for approved alarms, immobilisers, tracking devices and secure garaging. These deter theft.

Coverage limits

Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs. Finding the right balance is vital.

Tips for reducing Citroen insurance premiums

Here are some top ways to get cheaper Citroen insurance in the UK:

  • Shop around extensively and compare quotes from multiple insurers
  • Ask about discounts for multi-car policies, low mileage, experienced drivers, advanced courses, no-claim discounts and more
  • Increase voluntary excess to more than £500 to lower premiums if you can afford the extra costs when claiming
  • Add an experienced second driver, such as a partner or parent, to benefit from their safe driving record
  • Limit the Citroen to recreational use rather than as a daily driver, if possible
  • Improve security with an approved alarm and tracking system. Also, ensure garaging
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Finding the best Citroen insurance

The keys to affordable Citroen cover are shopping around, optimising risk factors and leveraging discounts. Taking the time to research specialist Citroen insurers on comparison sites yields the best opportunity for savings.

Citroen car insurance FAQs

Citroens typically span groups 1 to 30 depending on the specific model, engine size, specifications and other factors. Larger engines and performance versions sit in higher groups.

Citroens have an average reliability record, with some models faring better than others. Maintenance costs are affordable compared to premium brands.

Citroens are not known for particularly strong residual values compared to their rivals. Their value drops more quickly than competitors over time.

Yes, Citroen offers plug-in hybrid and fully electric models such as the C5 Aircross Hybrid and e-C4. The range is expanding.

The C1 city car, C3 supermini and C4 hatchback tend to be the most affordable new Citroen models. Used Citroens offer value, too.

Increasing excess, limiting mileage, adding experienced drivers, improving security and shopping around help cut Citroen costs.

Nick Jones

Editor in Chief

Nick Jones is a highly experienced consumer journalist and editor, who has been writing and producing content for print and online media for over 25 years.

He has worked at some of the UK’s leading publishers including Future Publishing, Highbury Entertainment, and Imagine Publishing, with publications as diverse as Homebuilding & Renovating, TechRadar, and Creative Bloq, writing and editing content for audiences whose interests include history, computing, gaming, films, and science. He’s also produced a number of podcasts in the technology, science, gaming, and true crime genres.

Nick has also enjoyed a highly successful career in content marketing, working in a variety of topics such as health, technology, and finance, with market-leading global companies including Cisco, Pfizer, Santander, and Virgin Media.

Now the Editor-in-Chief of the Independent Advisor, Nick is involved in all aspects of the site’s content, where his expertise in finance, technology, and home products informs every article that’s published on-site. He takes a hands-on approach with our VPN content, penning a number of the articles himself, and verifying that everything we publish in this topic is accurate.

Whatever the area of interest he’s worked in, Nick has always been a consumer champion, helping people find the best deals and give them the information they need to make an informed buying decision.