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Annual Ford Fiesta car insurance premiums typically range from £400 for basic third-party only policies to £900 or more for fully comprehensive cover. Exact costs depend on driver age, location and Fiesta model.
Factors that increase Ford Fiesta insurance costs include:
In calculating premiums, insurers mainly examine:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.
Insurers offer discounts for approved security devices and garaging. These reduce theft and damage claims.
Lower coverage levels reduce premium costs but leave drivers exposed if a major claim occurs.
Here are some top ways to get cheaper Fiesta insurance:
The keys to finding affordable Fiesta cover is shopping around, minimising risk factors and leveraging discounts. Taking the time to compare specialist Fiesta insurers on comparison sites yields the best savings.
The Ford Fiesta typically spans groups 2 to 12, depending on the model year, engine size and specifications. Higher trims and the ST model sit in higher groups.
The Fiesta has a reputation as a reliable small car that is affordable to run and maintain. Repair costs are reasonable.
The Fiesta has a five-star Euro NCAP safety rating, with high scores in crash tests and standard driver-assistance features.
According to government estimates, the Fiesta achieves 40-60 mpg depending on the engine and transmission. EcoBoost models are efficient.
No. Ford previously sold the ECOnetic hybrid, but it was discontinued. There are currently no electric Fiesta models.
Increasing your excess, limiting mileage, adding experienced drivers, improving security and extensively comparing insurers can help reduce Ford Fiesta insurance costs.
