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Annual Ford Focus car insurance premiums typically range from £400 for basic third-party policies to £1,100 or more for fully comprehensive cover. Exact costs depend on driver age, location, model and other variables.
Factors that increase Ford Focus insurance rates include:
In calculating premiums, insurers mainly examine:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage impacts premiums too.
Insurers offer discounts for approved security devices and garaging. These minimise theft and damage claims.
Lower coverage levels reduce premium costs but leave drivers exposed if a major claim occurs.
Here are some top ways to get cheaper Focus insurance:
The keys to finding affordable Focus cover are shopping around, minimising risk factors and leveraging discounts. Taking the time to compare insurers on comparison sites yields the best savings.
The insurance group depends on factors like model year, engine size, and trim level. The Ford Focus generally sits in groups 10 to 40.
The Focus has a reputation as a dependable family car that is reasonably affordable to maintain and repair.
The Focus has a five-star Euro NCAP safety rating in its latest generation, with high scores for adult, child and pedestrian protection.
According to government estimates, fuel consumption for the Focus ranges from 30-60 mpg, depending on the engine and gearbox.
Yes, but they’re currently only available second-hand. Ford offered the Focus Electric until 2018 and previously made hybrid versions.
Increasing your excess, limiting mileage, adding experienced drivers, improving security and comparing insurers can cut Focus insurance premiums.
