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The Suzuki Swift is a popular, budget-friendly hatchback. But insuring these small cars still comes at a cost. This guide examines Suzuki Swift car insurance rates in the UK and offers tips for finding affordable cover.
Annual Suzuki Swift insurance premiums typically range from £400 for basic third-party policies up to £800 for fully comprehensive cover. Exact costs depend on driver age, location and other variables.
Factors that increase Suzuki Swift insurance costs include:
In calculating premiums, insurers mainly examine:
Recent accidents, traffic violations and disqualifications raise rates substantially. A clean record lowers costs.
Daily driver policies cost more than those covering occasional recreational use. Mileage also impacts premiums.
Insurers offer discounts for approved security devices and secure garaging, which reduce theft and damage claims.
Lower coverage levels reduce premiums but leave drivers exposed if a major claim occurs.
Here are some top ways to get cheaper Suzuki Swift insurance in the UK:
The keys to finding affordable Suzuki Swift cover are shopping around, minimising risk factors and leveraging available discounts. Taking the time to compare insurers on comparison sites yields the best savings.
Suzuki Swift insurance groups range from 1 to 11 depending on the model year, engine size and specifications. Higher powered models fall into higher groups.
The Swift has a reputation as an affordable, dependable small car that is cheap to repair and maintain. Reliability is better than average.
The 2017 Swift has a three-star Euro NCAP safety rating with good scores for adult, child and pedestrian impact protection thanks to its lightweight yet rigid body.
According to government data, the Swift achieves around 50 mpg on average. The mild hybrid model has improved fuel economy.
Yes, Suzuki offers a Swift Hybrid that uses a small electric motor and battery to improve efficiency and performance. A fully electric model is expected soon.
Increasing your excess, limiting mileage, adding experienced drivers, improving security, choosing base models and comparing insurers extensively help cut costs.
