All posts have the TOC, so this page tests the new Car Insurance page blocks on posts.
Although car insurance tends to be split into third party, third party, fire and theft, and fully comprehensive, there are a number of other specialist policies you may need to take out at one time or another. These can include:
If you’re learning to drive, you can take out specialist learner driver cover to allow you to practise in someone else’s vehicle
By having an electronic device installed in your car through a black box or telematics insurance policy, you can save yourself money in the long run by proving you’re a safe, trustworthy driver
If you need to drive someone’s car for a short amount of time, you can take out temporary car insurance rather than unnecessarily apply for a full, 12-month policy
Although the age of a classic car can vary from insurer to insurer, there are benefits to taking out a specialist classic car insurance policy for your vintage vehicle
If you use your car for business purposes, such as driving around to various places to work or meet clients, you will need to get business car insurance to be properly covered. This comes in three categories: Class 1, 2 and 3
If you drive under the average UK annual mileage, say if you’re retired or have started working from home, you could get cheaper car insurance by taking out a low-mileage policy
If you’re an infrequent driver, you could take out pay-as-you-go car insurance, where you pay for every mile you drive. This could be good if you have a second car you don’t use very often.
As the main driver, you could make your car insurance cheaper by adding a more experienced named driver to your policy. Alternatively, becoming a named driver may save you money if you don’t drive very often, and only semi-frequently need to use a loved one’s car
It is possible to take out specific over-50s car insurance that includes a number of additional benefits, including multi-year fixed prices, enhanced European cover, and emergency any-driver cover
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If you don’t use a landline, there are broadband-only deals you can go for instead. This may be cheaper than getting a bundled broadband and phone contract.
Often broadband-only deals will be full-fibre, so you may be able to benefit from faster download speeds. However, full fibre is currently only available to 52 per cent of households in the UK.
It is possible to get an unlimited broadband and phone package. This means you would have unlimited data usage for your broadband, and unlimited calls using your landline.
While most broadband deals are now unlimited, you will likely need to pay more for an unlimited phone package than you would one with more restrictive free call periods.
You should be able to keep your phone number if you switch broadband and phone provider. This is unless you are moving to a new home outside of your current area code.
You will need to inform your new provider that you want to keep your existing landline number when you sign your contract. Most of the time, your new provider will take care of the switch; however, in some cases you may also need to notify your existing provider.